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3528 Bay Island Circle, Jacksonville Beach, FL 32250

$920,000

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Property Description

Nestled in one of Jacksonville Beach's most exclusive and rarely available neighborhoods, this Ocean Cay pool home offers a rare opportunity to own where homes seldom come to market. Designed for coastal living, the home features bright, open spaces that flow seamlessly to a private backyard with a sparkling pool and covered lanai, ideal for relaxing or entertaining. The open concept layout blends modern comfort with coastal charm. Three bedrooms, including the primary suite, are located on the main level. Upstairs, an added wall creates a private office and additional bedroom, offering a flexible nonconforming five bedroom layout. Unlike much of Jacksonville Beach, Ocean Cay is a deed restricted community where short term rentals are not permitted, providing long term neighborhood stability, privacy, and peace of mind.

3528 Bay Island Circle | MLS# 2115249

This single family home located at 3528 Bay Island Circle, Jacksonville Beach, FL 32250 is currently listed for sale with an asking price of $920,000. This property was built in 2000 and has 4 bedrooms and 3 full baths with 2168 sq. ft. Bay Island Circle is located in the Ocean Cay subdivision. Search Ocean Cay real estate on www.signwithsanford.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Fenced: Yes
Fireplaces: 1
Heating: Central
Home Style: Traditional
Lot Size: 0.35 Acres
Roof Type: Shingle
Taxes: $12,155
Year Built: 2000
Square Feet: 2,168

Feature Descriptions

Exterior: Frame, Stucco
Special View Info: Lake, Pond
Swimming Pool: Yes

Listed By / Shown By

Listed By

Agency Name: FLUID REALTY, LLC.

Shown By

Agent Name: The Sanford Group
Agent Phone: Cell: (904) 868-9651
Agency Title: Watson Realty Corp., REALTORS ®

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Estimated Payment

$ 5,717.63 per month $4,436.38 Principal & Interest $1,012.92 Property Tax $268.33 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/03/2026. The listing information on this page last changed on 03/03/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 03/03/2026 12:00:00 AM EST) or GAMLS (last updated Mon 03/02/2026 11:14:53 PM EST) or Stellar MLS (last updated Mon 03/02/2026 11:44:09 PM EST) or SPC MLS (last updated Mon 03/02/2026 11:20:25 PM EST) or Martin MLS (last updated Mon 03/02/2026 11:38:10 PM EST) or Indian River MLS (last updated Mon 03/02/2026 11:30:22 PM EST) or Daytona MLS (last updated Mon 03/02/2026 11:36:41 PM EST) or Northeast Florida MLS (last updated Mon 03/02/2026 11:58:41 PM EST) or Beaches MLS (last updated Mon 03/02/2026 11:55:48 PM EST) or BORMLS (last updated Mon 03/02/2026 11:14:58 PM EST) or Golden Isles MLS (last updated Mon 03/02/2026 11:26:31 PM EST) or Amelia/Nassau MLS (last updated Mon 03/02/2026 11:25:14 PM EST) or Dixie Gilchrist Levy MLS (last updated Mon 03/02/2026 11:42:21 PM EST). Real estate listings held by brokerage firms other than Watson Realty Corp., REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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