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3098 SW Cedar Trail, Palm City, FL 34990

$1,195,000

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Property Description

This elevated Key West-style waterfront home captures the essence of Old Florida charm while offering no-fixed-bridge access and a quick ride to open water. Set among lush tropical landscaping, the property offers a wonderful sense of privacy paired with exceptional spaces for entertaining. A long screened balcony extends the main living area into the treetops, creating true year-round indoor-outdoor living, perfect for enjoying sunsets and coastal breezes after a day on the water. Vaulted ceilings enhance the bright, open upper-level layout, where the kitchen, main living area, and primary suite are strategically positioned to take full advantage of elevation, natural light, and water views. The interior has been updated and reflects a relaxed coastal feel while still offering room to make it your own. Downstairs, guest bedrooms and a flexible living area provide ideal space for a game room, media lounge, or private retreat for visitors. With approximately 95+ feet of waterfront, a private dock, and a 12,000 lb. boat lift, your boat is always within reach. A heated pool and spa, along with multiple outdoor gathering areas, complete the experience. Additional highlights include a cargo lift for easy access between levels and a multi-zone A/C system for comfort and efficiency. Blending timeless Old Florida character with modern livability (effective year built 2011), this Palm City waterfront home offers the access, setting, and lifestyle that define the South Florida boating dream.

3098 SW Cedar Trail | MLS# B26014459

This single family home located at 3098 SW Cedar Trail, Palm City, FL 34990 is currently listed for sale with an asking price of $1,195,000. This property was built in 1996 and has 4 bedrooms and 2 full baths with 3352 sq. ft. SW Cedar Trail is located in the RUSTIC HILLS subdivision. Search RUSTIC HILLS real estate on www.signwithsanford.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air, Electric, Zoned
Fenced: Yes
Heating: Central, Electric, Zoned
Home Style: Key West
Lot Size: 0.23 Acres
Roof Type: Metal
Stories: 2.0
Taxes: $13,701
Year Built: 1996
Square Feet: 3,352

Amenities

Bar
Built-in Features
Cathedral Ceiling(s)
Entrance Foyer
High Ceilings
Pantry
Vaulted Ceiling(s)
Wet Bar
Walk-In Closet(s)
Bedroom Layout - Split
Upstairs Living Area
Lighting
Outdoor Shower
Custom Lighting
Balcony

Feature Descriptions

Appliances: Electric Water Heater, Dryer, Disposal, Dishwasher, Microwave, Refrigerator, Water Heater, Washer, Range
Association Amenities: Boating
Association Fee Includes: Common Areas
Door Features: French Doors
Exterior: Frame, Fiber Cement
Fencing: Fenced, Partial
Fireplace: Wood Burning
Flooring: Carpet, Tile
Furnished: Negotiable
HOA Fee: $300/ Annually
Laundry: Laundry Closet, Inside
Lot: Cul-De-Sac, Irregular Lot, Many Trees
Lot: Cul-De-Sac, Irregular Lot, Many Trees
Lot Dimensions: 96'water x161'x70'x141'
Other Equipment: Fuel Tank(s), Fuel Tank - Owned
Parcel#: 123840001000004104
Parking: Driveway, Open
Parking Notes: Driveway, Open
Patio/Porch: Patio - Covered, Patio - Open, Patio - Screened, Porch - Open, Porch - Screened, Deck, Patio, Porch
Pets Allowed: Yes, No Restrictions
Pool: Heated, In Ground, Equipment Included, Free Form, Private
Security: Smoke Detector(s), Security System
Security: yes
Sewer: Septic Tank
Spa: Above Ground
Spa: Yes
Special View Info: Water, Canal
SQFT Living: 2746
Structure Type: House
Swimming Pool: Yes
Total Rooms: 3
Utilities: Cable Available, Electricity Connected, Phone Available
Utilities: Cable Available, Electricity Connected, Phone Available
Water: Well
Waterfront Features: No Fixed Bridge, Ocean Access, River Access, Canal Front, Navigable Water, Seawall, Other, Canal Width 1-80 Feet
Windows: Shutters

Local Schools

High School: Martin County
Middle School: Hidden Oaks
Elementary School: Bessey Creek

Listed By / Shown By

Listed By

Agency Name: Keller Williams Realty Of The Treasure Coast
Agency Phone: 772-419-0400

Shown By

Agent Name: The Sanford Group
Agent Phone: Cell: (904) 868-9651
Agency Title: Watson Realty Corp., REALTORS ®

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Estimated Payment

$ 7,532.86 per month $6,042.57 Principal & Interest $1,141.75 Property Tax $348.54 Homeowner's Insurance

Change Payment Information

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/12/2026. The listing information on this page last changed on 04/12/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sun 04/12/2026 12:39:23 PM EST) or GAMLS (last updated Sun 04/12/2026 12:35:10 PM EST) or Stellar MLS (last updated Sun 04/12/2026 12:29:32 PM EST) or SPC MLS (last updated Sun 04/12/2026 12:36:31 PM EST) or Martin MLS (last updated Sun 04/12/2026 12:33:14 PM EST) or Indian River MLS (last updated Sun 04/12/2026 12:30:40 PM EST) or Daytona MLS (last updated Sun 04/12/2026 12:37:00 PM EST) or Northeast Florida MLS (last updated Sun 04/12/2026 12:29:49 PM EST) or Beaches MLS (last updated Sun 04/12/2026 12:36:59 PM EST) or BORMLS (last updated Sun 04/12/2026 12:35:22 PM EST) or Golden Isles MLS (last updated Sun 04/12/2026 12:36:44 PM EST) or Amelia/Nassau MLS (last updated Sun 04/12/2026 12:37:14 PM EST) or Dixie Gilchrist Levy MLS (last updated Sun 04/12/2026 12:37:16 PM EST) or NFLMLS (last updated Sun 04/12/2026 12:05:58 PM EST). Real estate listings held by brokerage firms other than Watson Realty Corp., REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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